Tempe’s ultra-luxury tier is small, exclusive, and genuinely remarkable. A penthouse at Bridgeview Condominiums at Hayden Ferry Lake — with its private elevator, 12th-floor lake views, chef’s kitchen with dual dishwashers and dual ovens, and 24-hour concierge — represents a level of urban luxury that is simply rare in the Phoenix metro. South Tempe’s most expansive Circle G estate lots on 1+ acres of irrigated land present a different kind of top-tier opportunity: compound-scale custom living within a fully established city.
For buyers at this level, I offer Super-Jumbo mortgage financing with the asset-based programs, portfolio loans, and discreet personal service that complex, high-value transactions demand.
I specialize in multi-million-dollar mortgage financing for ultra-high-net-worth buyers in Tucson, offering asset-based programs, portfolio loans, and discreet, personalized service throughout the entire process. Whether your income is complex, your assets are substantial, or your deal is simply too large for conventional channels, I have the tools and experience to deliver.
A Super-Jumbo mortgage typically refers to loans of $1.5 million and above — well beyond the Maricopa County conforming limit of approximately $806,500 and above the standard Jumbo threshold. In Tempe’s limited but growing ultra-luxury segment, this covers penthouse properties at Hayden Ferry Lake, premium lakefront condominiums with mountain views, and the largest custom estate homes in South Tempe’s irrigated residential corridors.
Key Features:
Loan amounts from $1.5M to $10M and above
Asset-based and portfolio loan programs
Alternative documentation for complex income structures
Discreet, high-touch service for UHNW clients
Primary residences, second homes, and investment properties
Flexible terms tailored to your financial profile
Loans from $1.5M to $5M and beyond
Held in lender portfolio — more flexible underwriting
Ideal for high-net-worth buyers with complex income
Primary and secondary residences throughout Tempe
Qualify using investment, retirement, or liquid assets
No traditional income documentation required
Ideal for business owners, retirees, and high-net-worth individuals
Covers primary, secondary, and investment properties in Tempe
Super-Jumbo financing for high-rise condominium purchases at Hayden Ferry Lake and South Pier
Lender-specific condo review for high-rise buildings
Competitive rates for luxury urban properties with unique structural characteristics
Bridgeview Condominiums — Penthouse Level — The pinnacle of Tempe luxury. 12th-floor penthouse residences with spiral staircases, private elevators, panoramic lake and mountain views, chef's kitchens with premium appliances, and 24-hour front desk service. This is a product that has no peer in Tempe's residential market.
South Pier at Tempe Town Lake — An emerging luxury development redefining waterfront living on Tempe Town Lake, with luxury condominiums, hotels, restaurants, and nightlife in a walkable lakeside setting. Top-tier units here push well above $1M and represent Tempe's most ambitious urban luxury vision.
South Tempe Circle G Estates — Custom estate homes on 1+ acre irrigated lots in South Tempe, priced at $1M to $2M+. The combination of large lot size, custom finishes, and access to Tempe's urban infrastructure makes these properties unique in the entire Valley.
Premium Lakefront Properties in The Lakes — The most prized lots within Arizona's first private lake community — those with private docks, unobstructed water views, and direct lake access — command Super-Jumbo pricing among buyers who seek a lifestyle unavailable elsewhere in Tempe.
Specialized expertise in complex, multi-million-dollar loan structures
Experience with high-rise condo financing nuances for Tempe Town Lake properties
Access to portfolio and asset-based programs not available through traditional banks
Discreet, high-touch service aligned with the privacy expectations of UHNW clients
20+ years of Arizona mortgage experience — NMLS #235295
Substantial Net Worth or Assets — Asset-based programs can use investment portfolios, retirement accounts, or other substantial assets for qualification — ideal for tech executives and business owners whose wealth is concentrated in equity.
Strong or Complex Income — W-2, equity compensation, business ownership, passive income, or a combination — I work across diverse income structures common in Tempe's tech and professional sector.
Exceptional Property Profile — High-rise condo and large-lot estate properties require property-specific underwriting. Custom appraisals and lender condo reviews are part of the process.
Discretion and Privacy — I operate with confidentiality as a priority from first consultation through closing.
Confidential Consultation — A private conversation to understand your financial profile and property goals.
Program Identification — I identify the best portfolio, asset-based, or alternative documentation program.
Documentation & Underwriting — A thorough, efficient process for complex borrower profiles and unique Tempe properties.
Approval & Terms — Personalized rate and term structure reviewed in detail before you commit.
Closing & Funding — Smooth, on-time closing for your Tempe ultra-luxury property.
Super-Jumbo loans generally begin at $1.5 million. In Tempe, this covers the penthouse level at Bridgeview, the top-tier South Pier condominiums, and the largest South Tempe estate homes on irrigated lots.
Yes. High-rise condominium purchases require a lender condo review that examines the building's financials, HOA health, and occupancy ratios. I work with these lender requirements regularly for Hayden Ferry Lake properties and can guide buyers through the process efficiently.
Yes. Asset-based qualification programs allow you to leverage investment portfolios, retirement accounts, or other liquid and semi-liquid assets — without requiring traditional pay stubs or tax returns.
Super-Jumbo closings typically require 45–60 days, including time for custom appraisals and any condo review processes. I work to streamline the timeline without compromising thoroughness.
Ultra-luxury financing deserves an ultra-personalized approach. Let’s talk.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://loansbylehrman.com/
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
SMS Privacy
I respect your privacy. I will not share or use your mobile number for any other purpose. I will only use information you provide to transmit text messages. Nonetheless, I reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect my rights or property. When you complete forms online or otherwise provide me information in connection with the Service, you agree to provide accurate, complete and true information. You agree not to use a false or misleading name or a name that you are not authorized to use. If I, in my sole discretion, believe that any such information is untrue, inaccurate or incomplete, I may refuse you access to the Service and pursue any appropriate legal remedies.
Analytics tracking
Our website uses analytics tools such as Google Analytics to better understand how visitors interact with our site. These tools collect data through cookies and similar technologies, including information about on-site activity and, in some cases, IP addresses. We use this data to improve user experience, monitor performance, and track conversions. Visitors who prefer not to be tracked can opt out by using the Google Analytics opt-out browser add-on or other available opt-out methods.
