Super-Jumbo mortgages typically exceed $1.5M–$2M and can extend well into the tens of millions for Scottsdale’s most exclusive properties. These are not standard loans — they require specialized underwriting, private lender relationships, and a mortgage professional who truly understands the ultra-luxury market.
Scottsdale is home to some of the most valuable real estate in the American Southwest. In Silverleaf, the median sale price for an estate can exceed $8M–$15M. Desert Mountain, Desert Highlands, and other guard-gated North Scottsdale communities regularly see transactions in the $3M–$10M+ range. Financing at these levels demands a lender who can move quietly, efficiently, and with the discretion that high-profile buyers expect.
I work with a network of portfolio lenders, private banks, and non-QM programs to provide Super-Jumbo solutions that standard mortgage channels simply can’t match — with personalized, direct service throughout every stage of your Scottsdale transaction.
Super-Jumbo at a Glance:
Starting loan amounts: $1.5M+
Maximum loan programs: $10M+
Maximum loan programs: $10M+
20+ years of Arizona experience
Based in Scottsdale — at your service locally
No GSE conforming requirements
Flexible DTI and credit guidelines
Custom terms for large loan amounts
Relationship-based underwriting
No traditional income documentation required
Retirement and investment assets considered
Ideal for semi-retired or high-wealth borrowers
Scottsdale estate and luxury property eligible
Bank statement programs for self-employed
DSCR loans for investment properties
Foreign national programs available
Business income and alternative docs accepted
Executives & Business Owners — C-suite executives and entrepreneurs with complex compensation structures — equity, deferred comp, RSUs, K-1 income — are well-suited for portfolio and non-QM Super-Jumbo programs for Scottsdale estates.
High-Net-Worth Investors — Those with substantial investment portfolios purchasing Scottsdale luxury properties can qualify through asset-based underwriting — using financial depth rather than traditional income metrics.
Physicians & Specialists — Established medical professionals purchasing Silverleaf or Desert Mountain estates benefit from physician-specific Super-Jumbo programs with favorable terms and streamlined underwriting.
Second Home & Resort Buyers — Scottsdale is one of America's premier resort destinations. Second-home Super-Jumbo programs are available for buyers seeking a luxury Scottsdale retreat alongside a primary residence elsewhere.
Silverleaf at DC Ranch — Arizona's most exclusive residential enclave, with custom estates routinely priced $5M–$20M+. Silverleaf demands Super-Jumbo financing as a baseline — portfolio and asset-based programs are the norm here.
Desert Mountain — A private golf and equestrian community in North Scottsdale's McDowell Mountains. With six Jack Nicklaus-designed courses and estates from $2M to $15M+, Desert Mountain is a natural fit for multi-million-dollar portfolio financing.
Desert Highlands — A boutique guard-gated community adjacent to Pinnacle Peak with dramatic desert mountain views. Limited inventory and high demand keep prices consistently in the Super-Jumbo range.
Troon Village & Troon North — Two of North Scottsdale's most prestigious golf communities, with custom estates on expansive lots offering panoramic mountain and city-light views — regularly priced $2M–$6M+.
Camelback Mountain & Paradise Valley Border — Properties on or near Camelback Mountain's Scottsdale-facing slopes represent some of the most coveted real estate in the entire Valley — with price points that consistently demand Super-Jumbo financing.
Confidentiality — Your financial details are handled with complete discretion from consultation through closing.
Efficiency — Streamlined process designed to move at the pace of Scottsdale's luxury real estate market.
Personalized Service — Direct access to me — not a call center — throughout every stage of your Super-Jumbo transaction.
Super-Jumbo loans in Scottsdale generally begin at $1.5M–$2M, with programs extending to $10M+ for Silverleaf, Desert Mountain, and other ultra-luxury communities.
Yes. Asset-based, bank statement, and portfolio loan programs are built for Scottsdale's high-net-worth buyers who may not show traditional W-2 income. These are my specialty.
Absolutely. Scottsdale is a top resort and second-home market. Super-Jumbo programs for non-primary residences are available, including portfolio and non-QM options for buyers whose primary home is in another state or country.
Most programs recommend 720+ for the best terms. Portfolio programs take a holistic view — exceptional asset depth can support approval even with credit nuances.
The best first step is a confidential conversation from my Scottsdale Road office. I'll review your financial profile, understand your property goals, and identify the right program — before you've made any commitments.
Ready to discuss your Scottsdale Super-Jumbo financing? Schedule a confidential, no-obligation consultation and I’ll guide you with expertise and discretion.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://loansbylehrman.com/
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