Peoria’s top tier of luxury real estate is defined by custom estate homes that take full advantage of the city’s spectacular natural setting — hillside properties in Westwing Mountain with ICF construction, panoramic 360-degree desert views, and premium finishes that compete with any home in the Northwest Valley; and the most exclusive estates within Blackstone at Vistancia, where golf course frontage, mountain backdrops, and bespoke architecture come together at price points well above standard Jumbo thresholds.
For buyers at this level, I offer Super-Jumbo mortgage financing with the asset-based programs, portfolio loans, and personalized service that high-value, complex transactions demand.
A Super-Jumbo mortgage typically refers to loans of $1.5 million and above — beyond the Maricopa County conforming limit and above standard Jumbo thresholds. In Peoria’s luxury market, this covers the most expansive custom builds in Westwing Mountain, the premier estate lots in Blackstone at Vistancia, and the most ambitious new construction projects in north Peoria’s emerging custom corridors.
Key Features:
Loan amounts from $1.5M to $10M and above
Asset-based and portfolio loan programs
Alternative documentation for complex income structures
Discreet, high-touch service for UHNW clients
Primary residences, second homes, and investment properties
Flexible terms tailored to your individual profile
Loans from $1.5M to $5M and beyond
Held in lender portfolio — more flexible underwriting
Ideal for high-net-worth buyers with complex or variable income
Customized rate and term structures
Qualify using investment, retirement, or liquid assets
No traditional income documentation required
Ideal for business owners, retirees, and high-net-worth individuals
Super-Jumbo financing for large-scale custom builds in Westwing Mountain and north Peoria
Land acquisition, construction, and permanent financing in one transaction
One-Time Close options available for qualifying projects
Westwing Mountain — Custom Hillside Estates — The pinnacle of Peoria luxury. Custom homes built into the hillside with ICF construction, panoramic desert and city views, and premium finishes throughout. The most expansive and ambitious builds here — some approaching 5,000 square feet on premium hillside lots with resort-scale outdoor living — push well past $1.5M and represent the top of the Northwest Valley's residential market.
Blackstone at Vistancia — Premier Estate Lots — Within the broader Blackstone community, the most coveted lots — those with direct golf course frontage, unobstructed mountain views, and premium positioning on the Jim Engh-designed course — host the largest and most meticulously finished custom homes. The combination of community prestige, golf access, and custom finishes puts the top properties here firmly in Super-Jumbo territory.
North Peoria Custom Parcels — As Peoria's Innovation Core and North Peoria Gateway developments mature, custom build opportunities on larger parcels in north Peoria are attracting executive-level buyers who want to position themselves ahead of the city's coming growth — building homes that reflect both their current success and their forward-looking outlook.
Specialized expertise in complex, multi-million-dollar loan structures
Access to portfolio and asset-based programs not available through traditional banks
Discreet, high-touch service for UHNW clients
Deep knowledge of Peoria's luxury estate market and custom build landscape
20+ years of Arizona mortgage experience — NMLS #235295
Substantial Net Worth or Assets — Asset-based programs leverage investment portfolios, retirement accounts, or real estate equity for qualification.
Strong or Complex Income — W-2, business ownership, passive income, consulting — I work across diverse income structures.
Exceptional Property Profile — Custom appraisals and property-specific review are part of every transaction at this level.
Discretion and Privacy — I operate with confidentiality as a priority throughout.
Confidential Consultation — Understand your financial profile and property goals.
Program Identification — Best portfolio, asset-based, or alternative documentation program for your situation.
Documentation & Underwriting — Thorough, efficient process for complex profiles.
Approval & Terms — Personalized rate and term structure reviewed before you commit.
Closing & Funding — Smooth, on-time closing for your Peoria ultra-luxury property.
Super-Jumbo loans generally begin at $1.5 million. In Peoria, this covers the top tier of Westwing Mountain custom estates and premier Blackstone at Vistancia properties.
Yes. Asset-based programs allow you to leverage investment portfolios, retirement accounts, or other liquid assets without traditional pay stubs or tax returns.
Yes. One-Time Close Construction financing is available at the Super-Jumbo level for qualifying projects in Westwing Mountain and north Peoria.
Super-Jumbo closings typically require 45–60 days due to the complexity of underwriting, custom appraisals, and documentation review.
Ultra-luxury financing deserves an ultra-personalized approach. Let’s discuss what’s possible.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://loansbylehrman.com/
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