Paradise Valley is Super-Jumbo territory by definition. The town’s median sale price hovers around $4 million. Its most coveted properties — Crown Canyon hillside compounds, Clearwater Hills gated estates, and custom Camelback Country Estates masterpieces — regularly transact at $5M, $10M, $20M, and above. Within a single month in 2024, two Crown Canyon spec homes sold at $30M+ and $20M, setting Arizona records and signaling a buyer class that operates at a level most markets never see.
These buyers — entrepreneurs, executives, physicians at career peak, and high-net-worth individuals relocating from coastal markets — deserve a lender who works at their level. I specialize in Super-Jumbo mortgage financing for Paradise Valley’s most discerning buyers, with discreet personal service, access to the programs that traditional banks don’t offer, and the experience to structure complex transactions efficiently.
A Super-Jumbo mortgage typically refers to loans of $1.5 million and above — in practice, the vast majority of Paradise Valley transactions. Properties here range from $2M legacy teardown lots to $30M+ bespoke canyon compounds. At these levels, financing requires portfolio lenders, asset-based qualification programs, and lenders who understand that wealth can take many forms beyond conventional income documentation.
Key Features:
Loan amounts from $1.5M to $30M and above
Asset-based and portfolio loan programs
Alternative documentation for complex income structures — business ownership, private equity, concentrated stock, passive income
Discreet, high-touch service for UHNW clients
Primary residences, second homes, and investment properties
Flexible terms tailored to your individual financial profile
Loans from $1.5M to $10M and beyond
Held in a lender's own portfolio — significantly more flexible underwriting than agency products
Ideal for buyers with complex income, variable earnings, or non-traditional asset structures
Primary residences, second homes, and legacy investments
Personalized rate and term structure
Qualify using investment portfolios, retirement accounts, liquid assets, or business equity
No traditional income documentation required — wealth replaces W-2
Ideal for business founders, private equity investors, retirees, and executives with concentrated stock positions
Covers the full range of Paradise Valley property types
For loan amounts above $10M — including transactions in Crown Canyon, Clearwater Hills, and the town's most exclusive new builds
Requires full financial picture review — balance sheet, liquidity, property-specific appraisal
Direct lender relationships at the highest tier of private wealth management
Managed with absolute discretion from first conversation through closing
Crown Canyon — A community of just nine lots carved into one of the most dramatic natural settings in Arizona. Crown Canyon is developing Arizona's most expensive residential properties: one spec home sold at $30M+ and a second at $20M within weeks of each other. Custom estates here begin at 10,000 square feet and are being built by Arizona's elite luxury developers — BedBrock Developers, Calvis Wyant, and others. NAHB award-winning construction, canyon views, and absolute scarcity define this address.
Clearwater Hills — A guard-gated community with dramatic hillside estates perched above Paradise Valley, offering panoramic views of Camelback Mountain, Mummy Mountain, and the Phoenix city lights below. Homes here are among the most architecturally significant in Arizona — custom-designed, difficult to replicate, and consistently transacting above $5M.
Camelback Country Estates — Paradise Valley's most established luxury address. Sprawling estates on generous lots with unobstructed Camelback Mountain views, infinity pools, detached guest compounds, and the kind of architectural range — from 1950s brick ranches reimagined as ultra-modern showpieces to European-inspired mansions — that makes every property here a one-of-a-kind. The market here runs from $3M to well above $15M for the finest compounds.
Paradise Reserve — A newer guard-gated community that combines contemporary architecture with some of the best Camelback Mountain and city light views in the town. New construction estates with walls of glass, resort-scale outdoor living, Wolf and Sub-Zero kitchens, and smart-home automation. Properties range from $4M to $10M+.
La Place Du Sommet and Judson Estates — Two gated communities where privacy, hillside positioning, and architectural distinction combine to produce some of the town's most coveted addresses. La Place Du Sommet sits on the northern slope of Phoenix Mountain Preserve with panoramic desert views; Judson Estates offers the Camelback corridor with strong long-term value characteristics.
Specialized expertise in multi-million-dollar loan structures at the highest tier of the Arizona market
Direct access to portfolio lenders and asset-based programs unavailable through retail banks
Deep knowledge of Paradise Valley's neighborhoods, price tiers, and property-specific underwriting considerations
Absolute discretion throughout every transaction — a non-negotiable in this market
20+ years of Arizona luxury mortgage experience — NMLS #235295
Substantial Net Worth or Assets — Asset-based programs treat investment portfolios, retirement accounts, real estate equity, and business value as qualification assets. Many of Paradise Valley's most qualified buyers have limited traditional income documentation and abundant wealth — the right programs accommodate this.
Complex or Variable Income — Business ownership, private equity distributions, concentrated stock positions, consulting income, and portfolio income all qualify under the right programs. I work with borrowers across every income structure common to Paradise Valley's buyer base.
Exceptional Property Profile — Super-Jumbo underwriting requires property-specific appraisals that go beyond standard comparables. In Paradise Valley's ultra-luxury market, experienced appraisers who understand the nuances of canyon lots, hillside positioning, and architectural distinction are essential — I work with the right professionals.
Absolute Discretion — Privacy is not optional at this level. I maintain confidentiality throughout every step of the process, limiting unnecessary third-party involvement and communicating through secure channels.
Confidential Consultation — A private, unhurried conversation about your financial profile, property goals, and timeline.
Program Identification — I identify the portfolio, asset-based, or ultra-HNW program that fits your specific situation.
Documentation & Underwriting — Thorough, efficient process that respects your time and complexity.
Approval & Terms — Personalized rate and term structure, reviewed in complete detail before you commit.
Closing & Funding — Smooth, on-time closing for your Paradise Valley estate — handled with the discretion this market requires.
Most financed purchases in Paradise Valley fall between $2M and $10M+. Crown Canyon, Clearwater Hills, and the finest Camelback Country Estates routinely produce transactions at $10M to $30M+. I have access to financing programs across this entire spectrum.
Yes. Asset-based qualification programs are specifically designed for buyers whose wealth is concentrated in investment portfolios, private business equity, real estate holdings, or retirement accounts — allowing you to qualify without traditional income documentation.
Discretion is a baseline expectation, not a courtesy. I limit the number of parties involved, communicate through secure channels, and treat all aspects of your financial profile and transaction with the same confidentiality you would expect from any senior financial advisor.
Yes. We offer Super-Jumbo programs for primary residences, second homes, and investment properties throughout the Town of Paradise Valley.
At this level, financing is a partnership — not a transaction. Schedule a confidential consultation and let’s discuss what’s possible.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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