Tempe, Arizona occupies a unique position in the Phoenix metro — a compact, walkable city packed with major employers, world-class amenities, and a real estate market that ranges from affordable urban condos to high-end waterfront estates. Home to Arizona State University’s main campus, Tempe is also headquarters to Salt River Project, GoDaddy, First Solar, Insight Enterprises, and Circle K Corp., making it one of the Valley’s densest concentrations of high-income professionals. And with HonorHealth Tempe Medical Center now serving as the primary clinical partner for ASU’s new School of Medicine, Tempe’s medical community is set to grow meaningfully in the years ahead.
I specialize in helping physicians, tech professionals, executives, and luxury homebuyers secure financing that fits their unique situation. Whether you need a Jumbo loan for a waterfront residence on Tempe Town Lake, a Physician mortgage while joining the HonorHealth system, or financing for a luxury condo in the heart of South Pier, I bring 20+ years of Arizona mortgage experience and genuine personal attention to every transaction.
20+ years of experience serving Arizona borrowers across the East Valley and Central Phoenix metro
Deep knowledge of Tempe's luxury markets — Tempe Town Lake waterfront, The Lakes, South Tempe, Circle G, and the Bridgeview penthouse corridor
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for Tempe physicians at HonorHealth Tempe Medical Center and ASU Health
Access to portfolio and non-QM programs for complex income profiles including equity compensation from Tempe-headquartered tech companies
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above the Maricopa County conforming loan limit for Tempe’s luxury homes — lakefront residences on Tempe Town Lake, large-lot estates in South Tempe’s Circle G corridor, and premium waterfront properties in The Lakes community. Flexible underwriting for high-income borrowers with loan amounts starting above $806,500.
Multi-million-dollar financing for Tempe’s most exceptional properties — penthouse condominiums at Bridgeview at Hayden Ferry Lake, custom estate homes in South Tempe’s irrigated corridors, and premium lakefront residences. Asset-based programs and portfolio loans for buyers at Tempe’s top price tier.
Designed for Tempe-area MDs, DOs, dentists, and medical residents at HonorHealth Tempe Medical Center and ASU’s new School of Medicine. Zero-to-low down payment, no PMI, and flexible underwriting that accounts for student loan debt and deferred income.
Building a custom home in Tempe? Combine land purchase, construction financing, and permanent mortgage into a single loan — streamlined approvals, draw management, and seamless conversion to permanent financing for South Tempe’s large-lot and irrigated property opportunities.
The development of Tempe Town Lake transformed 220 acres of the Salt River bed into one of Arizona’s most visited destinations — and created an entirely new tier of luxury real estate. The Bridgeview Condominiums at Hayden Ferry Lake, the South Pier development, and lakefront condominiums with mountain and water views represent the kind of urban luxury that simply didn’t exist in Tempe 20 years ago. These properties regularly push well past the Jumbo threshold.
HonorHealth Tempe Medical Center — the revitalized former Tempe St. Luke’s — has signed on as the primary clinical partner for Arizona State University’s new School of Medicine and Advanced Medical Engineering, with classes set to begin in 2026-27. This partnership positions HonorHealth Tempe as essentially ASU’s teaching hospital, drawing a new generation of medical students, residents, and attending physicians to the area who benefit enormously from Physician Mortgage programs.
Tempe is home to one of the nation’s largest universities and an unusually dense cluster of major employers: Salt River Project, GoDaddy, First Solar, Insight Enterprises, Honeywell, Express Scripts, and Charles Schwab, among others. This concentration of high-income professionals fuels steady demand for Jumbo financing in Tempe’s premium neighborhoods.
South Tempe’s Circle G corridor and similar areas feature irrigated lots and larger parcels uncommon in most of the Phoenix metro — an opportunity for custom home builds in an established, amenity-rich urban setting.
Designed in the 1970s with input from Disneyland’s waterway designers, The Lakes is a master-planned community built around Arizona’s first man-made private lake — complete with kayaking, electric motor boating, a junior Olympic pool, and tennis courts. Lakefront properties here regularly exceed $1M and represent one of Tempe’s most coveted residential addresses.
In Maricopa County (which includes Tempe), loans exceeding the conforming limit — currently around $806,500 — are considered Jumbo. Tempe's lakefront properties, luxury condominiums, and South Tempe estate homes regularly produce transactions at or above this threshold.
Yes. Physician Mortgage programs allow 0–5% down, often waive PMI, and account for student loan debt. With HonorHealth Tempe Medical Center now serving as ASU's primary clinical partner, Tempe is becoming an increasingly important destination for medical professionals who benefit greatly from these programs.
A One-Time Close Construction Loan combines land acquisition, construction, and permanent mortgage into a single loan with one set of closing costs. Interest-only payments apply during construction, and the loan converts automatically at completion — no second closing required.
Yes. I serve buyers throughout Tempe — including Tempe Town Lake, The Lakes, South Tempe, Circle G, Broadmor, University Park, Maple-Ash, and surrounding communities.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://loansbylehrman.com/
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
SMS Privacy
I respect your privacy. I will not share or use your mobile number for any other purpose. I will only use information you provide to transmit text messages. Nonetheless, I reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect my rights or property. When you complete forms online or otherwise provide me information in connection with the Service, you agree to provide accurate, complete and true information. You agree not to use a false or misleading name or a name that you are not authorized to use. If I, in my sole discretion, believe that any such information is untrue, inaccurate or incomplete, I may refuse you access to the Service and pursue any appropriate legal remedies.
Analytics tracking
Our website uses analytics tools such as Google Analytics to better understand how visitors interact with our site. These tools collect data through cookies and similar technologies, including information about on-site activity and, in some cases, IP addresses. We use this data to improve user experience, monitor performance, and track conversions. Visitors who prefer not to be tracked can opt out by using the Google Analytics opt-out browser add-on or other available opt-out methods.
