Seattle occupies a position in Washington State’s real estate landscape that no other city replicates. Set between Puget Sound to the west and Lake Washington to the east on a narrow isthmus that constrains land supply and keeps values elevated, Seattle is the economic engine of the Pacific Northwest — headquarters to Amazon in South Lake Union, the University of Washington’s sprawling academic and medical complex in the U-District, and a dense tech and biotech sector that has made King County one of the highest-income counties in the country. That economic base supports a housing market where the 2026 conforming loan limit reaches $1,063,750 — among the highest in Washington State — and where neighborhoods like Laurelhurst, Magnolia, Madison Park, and Windermere regularly produce transactions well into Jumbo and Super-Jumbo territory.
For buyers moving into Seattle’s upper price tier, Jumbo financing is the standard tool for properties above King County’s $1,063,750 conforming ceiling. For physicians and healthcare professionals joining UW Medical Center, Harborview, Seattle Children’s, Swedish, or Virginia Mason Franciscan Health, Physician Mortgage programs offer a direct path to ownership in a high-cost market without waiting years to save a 20% down payment. And for buyers building on Seattle’s infill lots or in outlying neighborhoods where new construction makes more sense than competing for limited resale inventory, One-Time Close Construction loans provide rate certainty and single-closing simplicity that a competitive King County market demands.
20+ years of experience serving Washington borrowers across King County and the greater Puget Sound region
Knowledge of Seattle's distinct communities — Laurelhurst, Magnolia, Madison Park, Windermere, Ballard, Capitol Hill, Queen Anne, West Seattle, and the neighborhoods along both shorelines
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for physicians and healthcare professionals at UW Medical Center, Harborview Medical Center, Seattle Children's Hospital, Swedish Medical Center, and Virginia Mason Franciscan Health
Access to portfolio and non-QM programs for complex income profiles — including tech executives with equity compensation, self-employed professionals, and buyers with asset-based income
Experience with second home and investment property financing throughout the Puget Sound region
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above King County’s conforming loan limit of $1,063,750 for Seattle’s upper-tier properties — Laurelhurst lakefront homes, Magnolia and Windermere view estates, Madison Park single-family homes, and the most premium listings throughout the city that exceed the conforming ceiling.
Multi-million-dollar financing for the most exceptional custom homes and estate properties in and around Seattle. Portfolio loans, asset-based programs, and relationship-driven lending for buyers at the top of King County’s market — Lake Washington waterfront, Puget Sound view estates, and architect-designed new construction in Seattle’s most exclusive residential pockets.
Designed for physicians and healthcare professionals at UW Medical Center, Harborview Medical Center, Seattle Children’s Hospital, Swedish Medical Center, Virginia Mason Franciscan Health, and the growing network of King County medical practices. Zero-to-low down payment, no PMI, and flexible underwriting for student loan debt and new employment contracts.
Building a new home in Seattle? Combine land, construction financing, and permanent mortgage into a single loan — ideal for buyers building on infill lots in Phinney Ridge, Greenwood, Columbia City, or West Seattle, or working with custom builders throughout King County’s active new construction landscape.
Most of Washington State operates at the baseline 2026 conforming limit of $832,750. King County is one of only three Washington counties — alongside Pierce and Snohomish — that qualify for the elevated high-balance limit of $1,063,750. This matters significantly for Seattle buyers: a loan between $832,750 and $1,063,750 can still be financed through high-balance conventional products with better rates and lighter documentation than true Jumbo lending. Understanding where your loan falls in this structure can mean tens of thousands of dollars in savings over the life of the loan.
Seattle’s tech concentration — Amazon, Microsoft’s proximity in Bellevue, Google, Meta, and dozens of growth-stage companies across South Lake Union and the greater Eastside — produces a buyer population with income profiles that don’t always fit standard W-2 underwriting cleanly. RSUs vesting on irregular schedules, stock options, bonus income, and self-employment income from founders and consultants all require experienced lender handling. I work regularly with this buyer profile and understand how to position tech-sector income for the cleanest possible approval.
The UW Medicine system — comprising UW Medical Center’s Montlake and Northwest campuses, Harborview Medical Center on First Hill, and Seattle Children’s Hospital in Laurelhurst — anchors a medical employment base that draws physicians, residents, and fellows from across the country. Swedish Medical Center’s multiple Seattle campuses and Virginia Mason Franciscan Health add significant depth. Physicians relocating to practice in Seattle face a consistent challenge: student loan debt, a new employment contract, and one of the most expensive housing markets in the Pacific Northwest. Physician Mortgage programs are designed precisely for this situation.
King County's 2026 conforming loan limit is $1,063,750 for a single-family home. Loans above this threshold are considered Jumbo. Loans between Washington's baseline limit of $832,750 and $1,063,750 qualify as high-balance conventional — an important distinction that affects rate and program terms.
Yes. Physician Mortgage programs allow 0-5% down, waive PMI, and account for student loan debt using actual income-based repayment figures rather than the 1% balance calculation used in standard underwriting. Physicians at UW Medical Center, Harborview, Swedish, and Virginia Mason are among the most common borrowers served by these programs in King County.
A One-Time Close Construction Loan combines land acquisition, construction financing, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in Seattle and throughout King County.
Yes. I serve buyers throughout Seattle and King County — including Laurelhurst, Magnolia, Madison Park, Windermere, Ballard, Capitol Hill, Queen Anne, West Seattle, Phinney Ridge, Greenwood, Wedgewood, Columbia City, and all neighborhoods in between.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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