Provo is Utah County’s largest city and one of the most economically dynamic addresses on the Wasatch Front. Home to Brigham Young University, the headquarters of Vivint, Nu Skin, and Ancestry.com, and a growing cluster of technology and life sciences companies that have made Silicon Slopes a national conversation, Provo anchors a
metropolitan area that has outpaced nearly every other mid-sized city in the country for job growth over the past decade. The FrontRunner commuter rail connects Provo Station directly to Salt Lake City and points north, giving residents a car-free option for the valley commute. And the Wasatch Range rises sharply just east of the city — Rock Canyon Park and Provo Canyon are minutes from established neighborhoods, making the outdoor recreation lifestyle effortlessly accessible.
For buyers moving into Provo’s upper price tier, Jumbo financing is increasingly relevant as the city’s premium neighborhoods and hillside properties push past the Utah County conforming limit of $806,500. For physicians commuting to Utah Valley Hospital or joining a Utah County medical practice, Physician Mortgage programs offer an ideal path to homeownership. And for buyers building in one of Provo’s active new construction corridors, One-Time Close Construction loans deliver the simplicity and rate certainty that a competitive market demands.
20+ years of experience serving Utah borrowers across Utah County and the Wasatch Front
Knowledge of Provo's upper-tier neighborhoods — Rock Canyon, Timpview, Maeser, and the Provo bench
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for physicians at Utah Valley Hospital and other Utah County medical institutions
Access to portfolio and non-QM programs for complex income profiles — including BYU faculty, tech executives, and self-employed Silicon Slopes founders
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above Utah County’s conforming loan limit of $806,500 for Provo’s upper-tier properties — hillside homes with canyon views, premium resale in established neighborhoods like Rock Canyon and Timpview, and new construction builds that exceed the conforming threshold.
Multi-million-dollar financing for the most exceptional custom homes and luxury properties in and around Provo. Asset-based programs and portfolio loans for buyers at the top of the market — tech executives, university leadership, and high-net-worth professionals who call the Provo area home.
Designed for physicians at Intermountain Health Utah Valley Hospital, the Utah Valley University Student Health Center, and the growing network of Utah County medical practices. Zero-to-low down payment, no PMI, and flexible underwriting that accounts for student loan debt.
Provo and its immediately surrounding cities — Orem, Lindon, American Fork — form the core of what is nationally recognized as one of the fastest-growing technology corridors in the United States. Vivint Smart Home, headquartered in Provo, employs thousands. Qualtrics — acquired by SAP and later re-spun as a public company — was founded in Provo and maintains a significant presence. Nu Skin Enterprises and Ancestry.com are long-established major employers. This concentration of high-paying professional employment at all levels — engineering, product, sales, executive — creates sustained demand for quality housing throughout Utah County, and Provo specifically benefits from the prestige and amenity value of its location.
Brigham Young University’s presence in Provo is not just an enrollment story — it’s an economic one. BYU employs thousands of faculty and staff, many of whom are long-term Provo residents who purchase homes near campus and in the city’s established neighborhoods. BYU graduates who stay in Utah County to work at tech companies or launch businesses represent a consistent first-time and move-up buyer population. And BYU’s international and graduate student population brings
professional credentials and homebuying intent that is distinct from the undergraduate renter market.
The FrontRunner commuter rail system serves Provo Station and Provo Central Station, providing direct north-south rail access to Salt Lake City, Ogden, and all intermediate stops. For Provo buyers who work in Salt Lake County but want Utah County’s relative affordability and outdoor lifestyle, FrontRunner is a genuine commute option — one that removes the I-15 variable entirely on the days it matters.
Provo’s location at the mouth of Provo Canyon — with access to Sundance Resort, Bridal Veil Falls, and Timpanogos Cave National Monument — gives it an outdoor recreation lifestyle that few American cities of its size can match. Rock Canyon Park is literally at the eastern edge of established neighborhoods. For buyers choosing between Provo and other comparable Utah markets, the mountain backdrop and trail access are genuine quality-of-life differentiators that support long-term price appreciation.
infrastructure and a growing upper-tier housing market, West Jordan delivers.
In Utah County, loans exceeding $806,500 are considered Jumbo. Provo's hillside properties, premium resale homes in Rock Canyon and Timpview, and larger new construction builds increasingly approach or cross this threshold.
Yes. Physician Mortgage programs allow 0-5% down, often waive PMI, and account for student loan debt. Provo's proximity to Utah Valley Hospital and the broader Utah County medical network makes it a natural choice for physician homebuyers.
A One-Time Close Construction Loan combines land acquisition, construction, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in Provo and Utah County.
Yes. I serve buyers throughout Provo — including Joaquin, Maeser, Carterville, Rock Canyon, Timpview, and the northwest Provo new construction corridors near University Parkway.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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