Kent is Washington’s sixth-largest city and one of South King County’s most significant residential and employment centers. Situated in the Green River Valley between Seattle and Tacoma, Kent has evolved from its agricultural roots — once famous as the “Lettuce Capital of the World” — into a city whose industrial and aerospace heritage shapes its character in ways few places in the Pacific Northwest can match. Boeing’s Integrated Defense Systems campus, where engineers built the Lunar Roving Vehicles for NASA’s Apollo program beginning in 1964, anchors a Kent Valley that is now the nation’s third-largest distribution and warehouse corridor. Blue Origin maintains its headquarters here. REI, Oberto Sausage Company, and a Starbucks Roasting Plant round out an employer base as diverse as the community itself.
For homebuyers, Kent offers something increasingly rare in King County: genuine value. With a median home price around $600,000–$640,000 and King County’s high-balance conforming limit of $1,063,750, most Kent transactions fall comfortably within conventional financing — giving buyers access to competitive rates without the complexity of Jumbo underwriting. That said, the upper end of Kent’s market — Meridian Valley Country Club’s gated golf community, Scenic Hill’s view properties overlooking Mount Rainier and the Green River Valley, and larger custom builds throughout East Hill — does require Jumbo expertise. And for buyers building new in Kent’s active suburban communities or for healthcare and aerospace professionals navigating the complexities of their specific income profiles, having a lender who understands these programs makes a meaningful difference.
20+ years of experience serving Washington borrowers across King County and South King County
Knowledge of Kent's distinct communities — East Hill, Scenic Hill, West Hill, The Lakes, Meridian Valley Country Club, Downtown Kent, and the surrounding Kent/Covington/Maple Valley corridor
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Understanding of aerospace and manufacturing sector income profiles — Boeing, Blue Origin, and aerospace contractor employment structures including base pay, overtime, and shift differentials
Personalized guidance for physicians and healthcare professionals at MultiCare facilities and Virginia Mason Franciscan Health clinics serving South King County
VA loan expertise for veterans and military families — Kent's proximity to JBLM and Sea-Tac Airport makes VA financing a meaningful tool in this market
Access to portfolio and non-QM programs for self-employed professionals and complex income borrowers
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above King County’s conforming loan limit of $1,063,750 for Kent’s upper-tier properties — Meridian Valley Country Club estates, Scenic Hill view homes, larger East Hill builds, and the most premium listings throughout South King County that exceed the conforming ceiling.
Multi-million-dollar financing for the most exceptional custom homes and estate properties in and around Kent. Portfolio loans, asset-based programs, and relationship-driven lending for buyers at the top of South King County’s market.
Designed for physicians and healthcare professionals at MultiCare facilities, Virginia Mason Franciscan Health clinics, and the growing network of South King County medical practices. Zero-to-low down payment, no PMI, and flexible underwriting for student loan debt and new employment contracts.
Kent is in King County, which carries the elevated 2026 high-balance conforming limit of $1,063,750. Because Kent’s median home price sits well below that threshold, most buyers can access conventional or high-balance conventional financing rather than Jumbo products. This is a meaningful advantage over markets outside King County — a buyer purchasing a $750,000 home in Kent has better rate access than a buyer purchasing the same-priced home in a standard conforming county.
Boeing’s Integrated Defense Systems campus is one of Kent’s largest employers, drawing engineers, manufacturing professionals, and aerospace workers who often have income structures that include shift differentials, overtime pay, and union wage agreements. Blue Origin — which designs and manufactures rockets at its Kent headquarters — attracts aerospace engineers and technical professionals. Understanding how to document and qualify these income types cleanly is part of what separates an experienced South King County lender from a generic rate-sheet operation.
Kent Station connects the city directly to downtown Seattle and Tacoma via Sounder commuter rail — a meaningful transit amenity that draws buyers who work in Seattle’s downtown employment core but want more home for their money in South King County. This commuter dynamic influences buyer demand in Downtown Kent and the neighborhoods immediately north and south of the station.
Kent is in King County, which has a 2026 high-balance conforming limit of $1,063,750 for a single-family home. Because most Kent homes are priced well below this threshold, most buyers can access conventional financing. Loans above $1,063,750 are considered Jumbo.
Yes. Physician Mortgage programs allow 0-5% down, waive PMI, and treat student loan debt using actual income-based repayment figures rather than standard 1% balance calculations. Physicians and advanced practice providers at South King County medical facilities are among the borrowers who benefit most from these programs.
A One-Time Close Construction Mortgage Loan combines land acquisition, construction financing, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in Kent and throughout South King County.
Yes. I serve buyers throughout Kent and South King County — including East Hill, Scenic Hill, West Hill, The Lakes, Meridian Valley Country Club, Downtown Kent, Covington, Maple Valley, Auburn, and all communities in between.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
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