Vancouver’s real estate market is defined at its upper tier by some of the most coveted residential settings in the Portland-Vancouver metropolitan area. The Old Evergreen Highway corridor along the Columbia River holds the highest concentration of multimillion-dollar properties in all of Clark County — estate homes with private docks, direct Columbia River frontage, and sight lines across the water to Mount Hood and the Portland skyline. In Felida, communities like Grand Vue and Ashley Heights deliver luxury new construction at $1 million to $1.5 million — well above Clark County’s 2026 conforming loan limit of $832,750. And on the hillsides and ridgelines of Camas and Washougal to the east, view properties with Columbia River Gorge panoramas command prices that regularly push into Jumbo territory.
I specialize in Jumbo mortgage products for Vancouver and Clark County buyers — with programs suited to the region’s distinct buyer profile, including Oregon professionals crossing the river for Washington’s income tax advantage, Portland-area executives, healthcare system leaders, and buyers building custom at the upper end of the Clark County market.
I specialize in Jumbo mortgage products for buyers at the top of West Jordan’s market — with flexible underwriting for new construction timelines, high-income professionals, and buyers whose compensation includes equity or variable components.
A Jumbo mortgage is any home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. In Clark County — which includes Vancouver — the 2026 conforming limit is $832,750 for a single-family home. Any loan amount above this threshold is considered Jumbo and falls outside standard agency guidelines, requiring private lender underwriting.
Because Clark County is not designated as a high-balance county, there is no intermediate tier between the standard conforming limit and Jumbo — unlike Pierce or King counties in western Washington, which have elevated limits. In Vancouver, a buyer whose loan exceeds $832,750 is in true Jumbo territory from the first dollar above that threshold. This makes the boundary particularly meaningful for buyers targeting Felida, the Columbia River corridor, and the Camas and Washougal view communities.
Loan amounts above $832,750 (Clark County)
Flexible underwriting for Oregon relocators, Portland-area executives, self-employed professionals, and complex-income borrowers
Asset depletion and asset-based income programs for high-net-worth buyers
Asset depletion and asset-based income programs for high-net-worth buyers
Portfolio and non-QM program access
Competitive rates with personalized terms
30-45 day closing timelines for qualified borrowers
Loans from $832,750 to $2.5M
Flexible underwriting for W-2, self-employed, and asset-based income borrowers
Primary residences, second homes, and investment properties
New construction timelines accommodated
Strong credit profiles preferred (700+)
Multi-million-dollar financing for Columbia River waterfront estates and the most exceptional properties in Clark County
Asset-based and portfolio loan programs
Alternative documentation accepted for high-net-worth buyers
Discreet, high-touch service
Low or zero down payment (0-5%) for qualified medical professionals at Jumbo loan amounts
No PMI for physicians at qualifying Jumbo loan sizes
Student loan flexibility maintained above the conforming limit
Available for PeaceHealth Southwest Medical Center, Legacy Salmon Creek, and Vancouver Clinic healthcare professionals
Old Evergreen Highway — Columbia River Waterfront — The Old Evergreen Highway corridor east of downtown Vancouver is the apex of Clark County's luxury residential market. Estate properties here sit directly on the Columbia River, many with private docks, unobstructed river views, and sight lines across to Mount Hood and the lights of Portland's east side. The combination of river access, dramatic views, and proximity to Portland's urban core creates a residential tier found nowhere else in the Portland-Vancouver metropolitan area. Many of these properties trade above $2–5 million, placing them firmly in the Jumbo and Super-Jumbo range.
Grand Vue — Felida — Grand Vue is one of Felida's most distinctive communities — new construction homes starting just north of $1 million with five to six bedrooms, 10-foot main floor ceilings, luxury appliances, and a range of architectural styles including contemporary, modern farmhouse, and Craftsman. Proximity to the Salmon Creek Trail System, NW 36th Avenue dining and retail, and easy Interstate 5 access to Portland makes Grand Vue one of the most in-demand new luxury communities in Clark County.
Ashley Heights — Felida — Located at the northwestern tip of the Vancouver area between Salmon Creek and Lake River, Ashley Heights is a partially gated community of approximately 275 homes on winding, quiet streets with more than 20 acres of parks and open space. Most homes list from $1 million to $1.5 million. The combination of setting, community quality, and easy access to Vancouver and Portland's amenities makes Ashley Heights one of Clark County's most established upper-tier addresses.contemporary, modern farmhouse, and Craftsman. Proximity to the Salmon Creek Trail System, NW 36th Avenue dining and retail, and easy Interstate 5 access to Portland makes Grand Vue one of the most in-demand new luxury communities in Clark County.
Prune Hill — Camas — Just east of Vancouver in the city of Camas, Prune Hill offers panoramic views of the Columbia River, the Columbia River Gorge entrance, Mount Hood, and the Portland skyline. Custom-built single-family homes on generous lots — many with high-end finishes — dominate the housing stock. Upper-tier Prune Hill properties regularly reach and exceed the Jumbo threshold.
Mt. Norway — Washougal — Immediately east of Camas and situated at the Gateway to the Columbia River Gorge, Mt. Norway in Washougal offers south-facing panoramic vistas of the mountains, the river, the Gorge, and Portland city lights at night. Custom-built view homes here are large, individually designed, and frequently priced in Jumbo territory.
Knowledge of Vancouver's premium neighborhoods — Old Evergreen Highway, Felida, Grand Vue, Ashley Heights, Prune Hill in Camas, and Mt. Norway in Washougal
Flexible Jumbo programs for Oregon income-tax relocators, Portland-area executives, self-employed professionals, and complex-income borrowers
Asset depletion and asset-based income programs for buyers whose wealth is held in investments
Physician Jumbo programs for healthcare professionals at PeaceHealth, Legacy Salmon Creek, and Vancouver Clinic
Fast, transparent approvals with direct lender relationships
20+ years of experience — NMLS #235295
Strong Credit Profile — Typically 700+ for standard Jumbo programs, with some lenders preferring 720–740 for the most competitive terms.
Low Debt-to-Income Ratio — Most programs prefer DTI under 43%, with flexibility for high-asset borrowers qualifying via asset depletion.
Significant Cash Reserves — 6–12 months of mortgage payments in reserves is typical.
Stable, High Income — W-2, self-employed, asset-based, and retirement income borrowers all qualify under the right programs. Oregon professionals relocating to avoid state income tax, Portland-area business executives, and Clark County healthcare leaders are among the most common Jumbo buyer profiles in Vancouver.
Pre-Qualification — Review your income, assets, and target property or community.
Program Selection — Identify the best Jumbo program for your financial profile.
Application & Underwriting — Efficient process for qualified borrowers.
Approval & Closing — Typically 30-45 days for resale; new construction timelines accommodated.
Funding — Move into your Vancouver home with confidence.
Jumbo transactions are a regular feature of Vancouver's upper tier — particularly along the Old Evergreen Highway Columbia River corridor, in Felida's Grand Vue and Ashley Heights communities, and on the view ridgelines of Camas and Washougal. As Oregon professionals have increasingly recognized Vancouver's income tax advantage, demand for upper-tier Clark County properties has grown meaningfully.
Oregon-sourced income qualifies for Washington Jumbo financing in exactly the same way as Washington income. I work regularly with Oregon professionals relocating to Clark County and understand how to structure cross-border income documentation for clean, efficient approvals.
Yes. Jumbo One-Time Close Construction programs are available for custom builds in Felida, Grand Vue, Ashley Heights, and on custom lots throughout Clark County — covering land acquisition and construction in a single loan with rate locked at origination.
Ready to finance your upper-tier Vancouver property? Schedule a confidential consultation today.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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