Lehi’s real estate market has evolved rapidly with the Silicon Slopes employment boom, and the upper tier of the market now reflects the purchasing power of a professional workforce that includes software engineers, tech executives, and company founders whose compensation structures look nothing like a standard W-2. Traverse Mountain custom homes, premium Holbrook Farms builds, and the most sought-after lots in Lehi’s active master-planned communities regularly push past Utah County’s $806,500 conforming limit. For buyers at the top of Lehi’s market, Jumbo financing is increasingly the norm.
I specialize in Jumbo mortgage products for Lehi buyers — with flexible underwriting specifically suited to the RSU income, equity compensation, and self-employment structures common among Silicon Slopes technology professionals.
I specialize in Jumbo mortgage products for buyers at the top of West Jordan’s market — with flexible underwriting for new construction timelines, high-income professionals, and buyers whose compensation includes equity or variable components.
A Jumbo mortgage is any home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. In Utah County — which includes Lehi — the conforming limit is $806,500 for 2025. Any loan above that threshold is considered Jumbo.
Lehi’s Jumbo market is concentrated in Traverse Mountain, the premier hillside community with panoramic Utah Valley views, and in the upper tier of new construction throughout the city where premium lots, larger square footage, and upgrade packages push total purchase prices into Jumbo territory. The technology employment corridor along the I-15 frontage from Lehi north into Draper has created a consistently active Jumbo buyer pool with the income to support these transactions.
Loan amounts above $806,500 (Utah County)
Flexible underwriting for technology, executive, and complex-income profiles
RSU, equity, and variable compensation accepted
New construction and resale properties
Portfolio and non-QM program access
Competitive rates with personalized terms
30-45 day closing timelines for qualified borrowers
Loans from $806,500 to $1.5M
Flexible underwriting for high-income W-2 and self-employed borrowers
RSU and equity compensation treatment
New construction timelines accommodated
Strong credit profiles preferred (700+)
Multi-million-dollar financing for tech executive estates and exceptional Traverse Mountain custom builds
Asset-based and portfolio loan programs
Alternative documentation for founders and self-employed professionals
Discreet, high-touch service
Low or zero down payment (0-5%) for qualified medical professionals
No PMI for physicians at qualifying Jumbo loan amounts
Student loan flexibility maintained at Jumbo levels
Available for healthcare professionals in Utah County
Traverse Mountain — Lehi's premier residential community, positioned on the hillside above the I-15 corridor with commanding views across Utah Valley toward Mount Timpanogos and the Wasatch Range. Traverse Mountain's established custom home streets and master-planned sections offer a range of property types — from production builder communities to fully custom estates on larger lots. Upper-tier properties here represent the apex of Lehi's residential market.
Holbrook Farms — One of Lehi's most active newer master-planned communities, Holbrook Farms sits in southwest Lehi with a character that blends rural landscape aesthetics with proximity to Silicon Slopes employment. Larger lots and custom-capable floor plans from premium builders make this a natural destination for tech buyers who want something distinctive. Upper-tier Holbrook Farms properties regularly approach and exceed the conforming ceiling.
Fox Hollow and Adjacent New Development — Active production and semi-custom builder communities throughout Lehi's Highway 68 and 73 corridors offer modern floor plans with premium upgrade paths. Fully configured homes in these communities at premium lots and high-spec finishes regularly produce Jumbo transactions.
Tech Campus Corridor Properties — Homes within easy commute distance of Adobe, Ancestry, Qualtrics, and the broader Silicon Slopes campus zone in northwest Lehi are in consistent demand among tech professionals seeking to minimize commute time. Upper-tier listings in this zone attract well-compensated buyers whose income structure requires experienced lender guidance.
Deep experience with technology professional income — RSU vesting schedules, stock options, deferred bonuses, and self-employment from tech founders and consultants
Knowledge of Lehi's distinct neighborhoods and the Traverse Mountain premium market
Flexible Jumbo programs suited to Silicon Slopes buyers with complex compensation structures
Physician Jumbo programs for healthcare professionals in Utah County
Fast, transparent approvals with direct lender relationships
20+ years of experience — NMLS #235295
Strong Credit Profile — Typically 700+ for standard Jumbo programs.
Low Debt-to-Income Ratio — Most programs prefer DTI under 43%, with flexibility for high-asset borrowers and those with significant RSU or equity income.
Significant Cash Reserves — 6-12 months of mortgage payments in reserves is typical.
Stable, High Income — W-2, self-employed, RSU, and equity compensation borrowers all qualify under the right programs. Adobe, Ancestry, Qualtrics, Domo, and other Silicon Slopes employers are common income anchors for Lehi Jumbo buyers.
Pre-Qualification — Review your income, compensation structure, assets, and target property or neighborhood.
Program Selection — Identify the best Jumbo program for your financial and compensation profile.
Application & Underwriting — Efficient process for qualified borrowers.
Application & Underwriting — Efficient process for qualified borrowers.
Funding — Move into your Lehi home with confidence.
Yes. RSU income, equity-based compensation, and stock option proceeds can be used to qualify for Jumbo programs — with the right lender and proper documentation. This is a common scenario for Adobe, Ancestry, and Silicon Slopes tech professionals, and I work with lenders who handle it correctly.
Yes. New construction Jumbo loans accommodate builder timelines, including extended close dates and construction contingencies. I work with all active Lehi and Utah County builders.
Yes. Physician Jumbo programs allow qualifying medical professionals to purchase above the conforming limit with as little as 0-5% down and no PMI.
Ready to finance your upper-tier Lehi property? Schedule a
confidential consultation today.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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