Provo has produced some of the most successful technology
entrepreneurs and executives in the country — and many of them still live here. The founders and C-suite of companies like Vivint, Qualtrics, Nu Skin, Ancestry.com, and dozens of smaller but
high-growth Silicon Slopes firms call the Provo-Orem metro home. When buyers at this level of financial success turn to real estate — whether it’s a custom hillside compound with Wasatch Range views, a Sundance-adjacent mountain retreat, or a significant Salt Lake City or Park City purchase — they need financing that matches their profile, not their W-2.
I offer Super-Jumbo mortgage financing — loans of $1.5 million and above — for clients based in Provo who are purchasing at the top of the Utah luxury market, wherever that property may be.
A Super-Jumbo mortgage typically refers to loans of $1.5 million and above. In Utah, this tier covers properties on Salt Lake City’s East Bench, in Holladay and Cottonwood Heights, in Alpine and Highland, and in Park City’s resort communities — where Summit County’s elevated conforming limit of $1,149,825 is still regularly exceeded by the most premium properties. It also covers the very top of Provo’s own market: custom hillside builds and expansive estate-style properties on larger parcels east of the city.
Key Features:
Loan amounts from $1.5M to $10M and above
Asset-based and portfolio loan programs
Alternative documentation for complex income structures
Discreet, high-touch service
Primary residences, second homes, and investment properties throughout Utah
Flexible terms tailored to your individual profile
Loans from $1.5M to $5M and beyond
Held in lender portfolio — more flexible underwriting
Ideal for buyers with complex, variable, or equity-based income
Primary and secondary residences throughout Utah
Qualify using investment portfolios, retirement accounts, or liquid assets
No traditional income documentation required
Ideal for founders, executives, and high-net-worth individuals at any career stage
Super-Jumbo financing for Utah resort and luxury properties used as secondary or investment homes
Sundance Resort corridor, Park City, Deer Valley, Salt Lake East Bench all accessible
Flexible reserve and documentation requirements
Silicon Slopes Founders and Executives — Provo has produced founders and early employees of companies that have generated significant liquidity events. RSU income, stock sale proceeds, and private equity distributions often require asset-based or portfolio underwriting rather than standard W-2 documentation — and that is exactly what Super-Jumbo programs are built for.
Custom Hillside Builds in Provo — The most prestigious addresses in Provo are in the foothills east of the city — large lots with panoramic views of Utah Lake, the valley, and the Wasatch Range. Custom builds on these parcels, with premium construction and finishes, can reach or exceed $2M depending on scope. A Super-Jumbo construction or purchase loan handles the full transaction.
Purchasing a Sundance or Park City Property — For Provo residents whose lifestyle includes skiing and mountain recreation, a Sundance Resort-adjacent cabin or Park City second home is a natural extension. Summit County's $1,149,825 conforming limit is generous but regularly exceeded in Deer Valley and Empire Pass. Super-Jumbo financing covers the gap.
BYU Senior Leadership and Endowment-Funded Faculty — BYU's senior administrators and endowed faculty include high-net-worth individuals with complex income structures — housing allowances, deferred compensation arrangements, and institutional benefits that require nuanced underwriting. Portfolio Super-Jumbo programs accommodate these profiles.
Access to portfolio and asset-based programs not available through traditional banks
Experienced with the income structures common to Silicon Slopes founders and executives
Discreet, confidential service throughout every transaction
20+ years of experience — NMLS #235295
Substantial Net Worth or Assets — Asset-based programs treat investment portfolios, retirement accounts, and business equity as qualification assets.
Strong or Complex Income — W-2, business ownership, equity compensation, passive income — all accommodated.
Primary Residences, Second Homes, and Investment Properties — Available across property types and locations throughout Utah.
Yes. Your residence in Provo has no bearing on where the financed property is located. I serve buyers purchasing throughout Utah — including Salt Lake City, Park City, Sundance, Alpine, and beyond.
Yes. Asset-based qualification programs allow you to leverage investment portfolios, retirement accounts, or other liquid assets without traditional pay stubs or tax returns. This is a common path for Silicon Slopes founders and executives with significant liquidity events.
Discretion is a standard expectation at this level. I limit third-party involvement, communicate through secure channels, and treat all aspects of your financial profile with the confidentiality you'd expect from any senior financial advisor.
Ultra-luxury financing deserves an ultra-personalized approach. Let’s discuss what’s possible.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://loansbylehrman.com/
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