Peoria’s luxury real estate market is anchored by two distinct and genuinely impressive communities: Blackstone at Vistancia, with its Jim Engh-designed private golf course and custom estate homes set against dramatic mountain views, and Westwing Mountain, where hillside homes perched between two preserved desert mountain parks offer panoramic views and privacy that rival anything in the Northwest Valley. Both communities consistently produce Jumbo-level transactions — and both attract buyers who expect a lender who understands their financial profile, not just their loan amount.
I specialize in Jumbo and Super-Jumbo financing for Peoria’s high-income professionals, physicians, executives, and buyers who want resort-quality living in one of the Valley’s fastest-growing cities.
A Jumbo mortgage is any home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. In Maricopa County — which includes Peoria — the conforming limit is currently around $806,500. Any loan above that threshold is considered Jumbo.
Peoria’s luxury communities — Blackstone at Vistancia, Westwing Mountain, Westwing Estates, and the north Peoria estate corridor — regularly feature homes priced from $800,000 to well above $1.5M, making Jumbo financing the standard tool for serious buyers in these neighborhoods.
Key Features:
Loan amounts above $806,500 (Maricopa County)
Flexible underwriting for high-income and complex profiles
Primary residences, second homes, and investment properties
Portfolio and non-QM program access
Asset-based and alternative documentation options
Competitive rates with personalized terms
30–45 day closing timelines for qualified borrowers
Loans from $806,500 to $1.5M
Flexible underwriting for high-income borrowers
Primary residences and second homes
Strong credit profiles preferred (700+)
Competitive fixed and adjustable rates
Multi-million-dollar financing ($1.5M+)
Asset-based and portfolio loan programs
Customized underwriting for ultra-high-net-worth clients
Alternative documentation accepted
Discreet, high-touch service
Low or zero down payment (0–5%)
No PMI for qualifying medical professionals
Student loan consideration for residents and fellows
MDs, DOs, DDS, DMDs, and more
Available for HonorHealth Peoria and affiliated practices
Blackstone at Vistancia — Peoria's premier luxury address. A private, gated golf course community within the larger Vistancia master plan, featuring custom estate homes on premium lots with golf course frontage, Catalina Mountain views, and access to a nationally recognized Jim Engh-designed course. Homes here are consistently in the Jumbo range, with the top-tier estates pushing well above $1M.
Westwing Mountain — A masterplanned luxury community set between Peoria West Wing Mountain Preserve and Peoria Sunrise Mountain Preserve. Custom estate homes on spacious lots with direct hiking trail access, panoramic desert and mountain views, and a lifestyle that feels like desert resort living within a Northwest Valley suburb. Homes range from $700K to $1.5M+ for the most expansive custom builds.
Westwing Estates — A gated community within the Westwing Mountain area offering luxury finishes, mountain views, and larger lot sizes. Popular with families and executives seeking a secure, amenity-rich environment at Jumbo price points.
The Meadows at Camino a Lago — A newer upscale community with modern, energy-efficient homes near Loop 101 and Loop 303. Home prices range from $550,000 to over $1M for the largest and most upgraded floor plans.
North Peoria Custom Corridor (85383) — The broader north Peoria zip code, which includes Vistancia and surrounding communities, has a median listing price approaching $650,000 — with the upper end pushing well into Jumbo territory for custom and semi-custom builds.
Deep expertise in Peoria's luxury communities and the North Valley market
Personalized, high-touch service for high-income and high-net-worth borrowers
Access to non-QM and portfolio loan programs for complex income situations
Fast, transparent approvals with direct lender relationships
20+ years of Arizona mortgage experience
I review each client individually — these are common benchmarks, not hard cutoffs.
Strong Credit Profile — Typically 700+ for standard Jumbo programs. Portfolio and non-QM options for complex income documentation.
Low Debt-to-Income Ratio — Most programs prefer DTI under 43%, with flexibility for high-asset borrowers.
Significant Cash Reserves — 6–12 months of mortgage payments in reserves is typical. Asset-based programs can leverage investment and retirement accounts.
Stable, High Income — W-2, self-employed, and high-net-worth borrowers all qualify. Documentation requirements vary by program.
Peoria-Area Property — Primary residences, second homes, and investment properties throughout Peoria and the greater Northwest Valley.
Pre-Qualification — Review your income, assets, property goals, and preferred Peoria neighborhoods.
Program Selection — Identify the best Jumbo or Super-Jumbo program for your profile.
Application & Underwriting — Streamlined process for high-income Peoria borrowers.
Approval & Closing — Efficient timelines — typically 30–45 days.
Funding — Move into your Peoria luxury property with confidence.
Loans exceeding approximately $806,500 in Maricopa County are considered Jumbo. Peoria's top communities — Blackstone at Vistancia and Westwing Mountain — regularly produce transactions from $800K to $1.5M+.
Yes. Some Jumbo programs allow as little as 10–15% down. Physician Jumbo programs may allow 0–5% down with no PMI.
With proper documentation, most approvals can close in 30–45 days.
Yes. We offer Jumbo programs for primary residences, secondary homes, and investment properties throughout Peoria.
Ready to finance your luxury Peoria property? Schedule a confidential consultation today.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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