Tacoma occupies a singular position in the South Sound real estate landscape. Washington’s third-largest city, situated at the southern end of Puget Sound with views of Commencement Bay, the Olympic Mountains, and Mount Rainier rising to the southeast, Tacoma has emerged as one of the Pacific Northwest’s most compelling homebuying destinations — offering genuine urban amenity, distinct neighborhood character, and a price point meaningfully below Seattle’s while sharing Pierce County’s elevated conforming loan limit of $1,063,750. That combination makes Tacoma a city where the full range of mortgage programs matters: most buyers finance well within conventional limits, but the city’s premium neighborhoods — the North End’s waterfront homes, the Proctor District’s Puget Sound view properties, Ruston’s Commencement Bay addresses, and the West End’s established hillside homes — regularly push into territory where Jumbo expertise is essential.
The city’s employment base is anchored by MultiCare Health System and Virginia Mason Franciscan Health, making Tacoma a significant draw for physicians and healthcare professionals at every career stage. Joint Base Lewis-McChord — the largest Army-led joint base in the United States — brings a substantial military community to Pierce County, making VA financing a central part of how homeownership is transacted here. And an active new construction market across Tacoma’s
surrounding communities gives buyers the option to build rather than compete for limited existing inventory.
20+ years of experience serving Washington borrowers across Pierce County and the South Sound region
Knowledge of Tacoma's distinct communities — North End, Proctor District, Ruston, West End, Browns Point, 6th Avenue, University Place, and surrounding Pierce County communities
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for physicians and healthcare professionals at MultiCare Tacoma General Hospital, MultiCare Mary Bridge Children's Hospital, Virginia Mason Franciscan Health St. Joseph Medical Center, Madigan Army Medical Center, and Kaiser Permanente Tacoma
Deep experience with VA loan programs for veterans, active-duty service members, and military families connected to Joint Base Lewis-McChord
Access to portfolio and non-QM programs for complex income profiles — including Seattle-area buyers seeking South Sound affordability, Port of Tacoma executives, and self-employed professionals
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above Pierce County’s conforming loan limit of $1,063,750 for Tacoma’s upper-tier properties — North End waterfront and Commencement Bay view homes, Ruston’s premium addresses adjacent to Point Defiance Park, West End hillside estates, and the most
significant listings throughout Pierce County that exceed the conforming ceiling.
Multi-million-dollar financing for the most exceptional waterfront and view properties in and around Tacoma. Portfolio loans, asset-based programs, and relationship-driven lending for buyers at the top of Pierce County’s market — Commencement Bay waterfront, North End estate properties, and architect-designed custom homes in Tacoma’s most exclusive residential pockets.
Designed for physicians and healthcare professionals at MultiCare Tacoma General Hospital, MultiCare Mary Bridge Children’s Hospital, MultiCare Allenmore Hospital, Virginia Mason Franciscan Health St. Joseph Medical Center, Madigan Army Medical Center, and the growing network of Pierce County medical practices. Zero-to-low down payment, no PMI, and flexible underwriting for student loan debt and new employment contracts.
Pierce County shares Washington’s elevated high-balance conforming limit of $1,063,750 alongside King and Snohomish counties — well above the baseline $832,750 that applies to most of the state. This is meaningful for Tacoma buyers: transactions between the baseline and the high-balance ceiling can be financed through high-balance conventional products, with better rates and lighter documentation than true Jumbo lending. Understanding where your loan falls in this structure matters significantly for your rate and total cost.
Joint Base Lewis-McChord, located on the southern edge of the Tacoma metropolitan area in Lakewood, is the largest Army-led joint base in the United States. Approximately 8,500 service members transition out of JBLM annually and remain in the greater Tacoma area — contributing a large, sustained population of veterans and active-duty personnel to Pierce County’s housing market. VA loans, available with no down payment for eligible borrowers, are a central part of how homeownership is financed in this community. Madigan Army Medical Center at JBLM adds a significant military physician population with unique financing needs.
Tacoma’s healthcare sector is anchored by MultiCare Health System — whose Tacoma General Hospital, Mary Bridge Children’s Hospital, and Allenmore Hospital form one of the region’s most substantial health networks — and Virginia Mason Franciscan Health’s St. Joseph Medical Center, which serves as Pierce County’s Level II Trauma Center. Kaiser Permanente’s Tacoma Medical Center and a growing network of specialty clinics and independent practices round out a healthcare employment base that draws physicians at every career stage to the South Sound.
Pierce County's 2026 conforming loan limit is $1,063,750 for a single-family home — the same elevated high-balance limit as King County. Loans above this threshold are considered Jumbo. Loans between Washington's baseline of $832,750 and $1,063,750 qualify as high-balance conventional.
Yes. Physician Mortgage programs allow 0-5% down, waive PMI, and treat student loan debt using actual income-based repayment figures rather than standard 1% balance calculations. Physicians at MultiCare, Virginia Mason Franciscan Health, and Madigan Army Medical Center are among the most common borrowers served by these programs in Pierce County.
A One-Time Close Construction Mortgage Loan combines land acquisition, construction financing, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in Tacoma and throughout Pierce County.
Yes. I serve buyers throughout Tacoma and Pierce County — including North End, Proctor, Ruston, West End, 6th Avenue, Browns Point, University Place, Fircrest, Lakewood, Gig Harbor, and all communities in between.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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