Physician Loan vs. Conventional Loan in Arizona: Which Is Right for Your First Home?
By Ryan Lehrman, Senior Mortgage Banker — BMO Bank N.A. NMLS #235295 · 20+ years in mortgage lending · Specializing in one-time close construction and renovation, portfolio jumbo, and physician...
Can you buy a multi-family home with a conventional loan?
Fannie Mae has made big changes in multi-family home financing. Before, buying a home with 2-4 units needed a big down payment, 15-25%. Now, you can buy with just 5%...
Choosing the right mortgage is key to your financial health when buying a home. In the U.S., FHA loans and conventional loans are two main options. This FHA vs conventional...
What is the maximum for a conventional loan in Phoenix, AZ?
The maximum for a conventional loan in most areas of the United States is now $832,750 for 2026. This change is due to the increase in U.S. home prices. The...
The U.S. Federal Housing Finance Agency (FHFA) has set the new conforming loan limit for 2026. It will be $832,750 for one-unit properties in most areas. This is a 3.26%...
