Beverly Hills’s Super-Jumbo tier is concentrated in two distinct places: Trousdale Estates, the 410-acre hillside enclave where median sales have run 25 to 30 percent above the citywide median through active listings spanning the single-digit millions up to trophy properties above $30 million, and Beverly Park, one of the city’s most exclusive gated estate communities. At this level, financing has to move well past standard Jumbo assumptions, accounting for how Beverly Hills’s wealthiest buyers actually hold and earn wealth — concentrated entertainment-industry income tied to talent agencies and production companies, private medical or professional practice earnings, and, notably, all-cash purchasing power, which represented roughly 41 percent of Beverly Hills single-family closings in early 2026.
I structure Super-Jumbo financing for Beverly Hills buyers who need a lender comfortable with asset depletion underwriting, entertainment-industry compensation documentation, and construction-to-permanent structures for the custom rebuilds common throughout Trousdale Estates and the Flats.
A Super-Jumbo mortgage generally describes financing well above Beverly Hills’s standard Jumbo range — typically loan amounts exceeding $5 million, though the exact threshold varies by lender. Given that Trousdale Estates alone posts active listings regularly exceeding $30 million, and Beverly Park properties command similarly elevated pricing, Super-Jumbo financing describes a meaningful share of transactions in the city’s most established neighborhoods.
Built for Trousdale Estates and Beverly Park properties with significant lot size, architectural pedigree, or view-corridor premiums — underwriting that treats these as the unique assets they are, including recognition of the Trousdale Homeowners Association’s architectural protections.
For borrowers whose wealth sits in investment portfolios, real estate holdings, or realized liquidity from entertainment or business interests rather than salaried income — relevant given how much of this market transacts in cash.
Structured for borrowers with loan-out corporation income, deferred entertainment compensation, or concentrated equity from privately held companies, where standard income documentation doesn’t capture the full financial picture.
For buyers pursuing a custom rebuild in Trousdale Estates or the Flats, this structure combines the construction loan and final Super-Jumbo mortgage into a single closing — important given Trousdale’s own zoning code, Article 26, and the 1987 Trousdale Ordinance’s 14-foot height limit and hillside fence restrictions.
Trousdale Estates remains architecturally distinct within Beverly Hills, developed from 1955 onward by Paul Trousdale and shaped by the Trousdale Estates Homeowners Association’s decades of view-protection advocacy, which led the city to write neighborhood-specific development standards into its zoning code — among the earliest anti-mansionization measures in the Los Angeles region. Beverly Park rounds out the upper tier as one of the city’s most private, gated estate communities. Both neighborhoods see a substantial share of their highest-value transactions occur off-market, through agent-to-agent networks rather than public listings.
Direct experience structuring asset depletion and entertainment-industry compensation files for Beverly Hills borrowers
Comfortable with construction-to-permanent financing for Trousdale Estates and Flats rebuilds
Familiarity with the Trousdale Ordinance's height and design requirements as they affect construction financing
Access to Super-Jumbo investor programs beyond standard bank Jumbo pricing
Single point of contact from application through closing, with discretion throughout
Ryan Lehrman, NMLS #235295
Credit profile: Typically 720+ credit score, with the strongest pricing at 760 and above
Down payment or equity: Often 20-30%, though asset-based programs can flex this depending on liquidity
Documentation: Full asset statements, tax returns, and — where applicable — loan-out corporation filings, vesting schedules, or business financials
Reserves: Many Super-Jumbo programs require 12+ months of reserves, sometimes more for construction-to-permanent structures
Confidential intake — We discuss your property or rebuild project, asset structure, and financing goals.
Program matching— I identify which Super-Jumbo structure — asset depletion, entertainment-industry compensation, or construction-to-permanent — fits your file.
Documentation assembly — We compile the deeper asset, income, or equity documentation these programs require.
Underwriting — I work directly with underwriting to keep your file moving through the additional review these loans typically involve.
Closing — We close on your timeline, with communication and discretion throughout.
There's no single fixed line, but most lenders treat loan amounts above roughly $5 million as Super-Jumbo, which covers a significant share of Trousdale Estates and Beverly Park transactions. I can tell you which tier your specific loan amount falls into.
Yes. Executive and entertainment-industry compensation programs, along with asset depletion underwriting, are built for exactly this situation, and I structure these regularly for Beverly Hills borrowers whose income doesn't arrive as a traditional pay stub.
Yes, through a construction-to-permanent structure that combines the construction financing and the final Super-Jumbo mortgage into one closing. I coordinate with your architect and builder to make sure the financing timeline accounts for Trousdale's specific zoning review under Article 26.
Super-Jumbo transactions benefit from early engagement. Let’s have a confidential conversation about your property and financial profile.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://loansbylehrman.com/
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