Beverly Hills is its own incorporated city within Los Angeles County, and that distinction matters more than most buyers realize. As of May 2026, the citywide median sale price for a single-family home sits near $5.62 million per CRMLS data, with the Flats — the grid of streets between Sunset and Santa Monica Boulevards — clustering between $3.8 million and $4.6 million, while Trousdale Estates commands a 25 to 30 percent premium above the city median for its mid-century architecture and hillside privacy. With Los Angeles County’s 2026 conforming loan limit capped at $1,249,125, essentially every purchase in Beverly Hills proper requires Jumbo or Super-Jumbo financing.
Being a separate city also means Beverly Hills operates under its own regulatory environment. Notably, the City of Los Angeles’s Measure ULA transfer tax on high-value sales does not apply within Beverly Hills city limits — a real distinction from the neighboring Beverly Hills Post Office area, which shares the 90210 zip code but falls under City of Los Angeles jurisdiction and is fully subject to that tax. Beverly Hills’s economy also runs differently than the rest of the Westside: WME, one of the world’s largest talent agencies, is headquartered at 9601 Wilshire Boulevard, and the Golden Triangle’s Bedford and Camden Drive corridor is home to one of the country’s most concentrated clusters of concierge and specialist medical practices. I structure Jumbo, Super-Jumbo, Physician, and One-Time Close Construction financing around whichever of these profiles describes your file.
Direct, single-point-of-contact mortgage guidance for Beverly Hills's high-value market
Deep familiarity with Beverly Hills's distinct sub-markets — the Flats, Trousdale Estates, and Beverly Park
Understanding of how Beverly Hills's separate city status affects taxes and regulation compared to neighboring LA jurisdictions
Experience documenting entertainment-industry and private medical practice income
One-Time Close Construction financing built for Beverly Hills's hillside and Trousdale Ordinance requirements
Confidential, no-pressure consultations before you're under contract
Comfortable with the off-market transaction patterns common at Beverly Hills's highest price points
Financing structured around your actual documentation, not a generic checklist
Ryan Lehrman, NMLS #235295
With Los Angeles County’s conforming ceiling at $1,249,125 and Beverly Hills’s citywide median above $5.6 million, Jumbo financing is simply the baseline for buying in this city.
For Trousdale Estates and Beverly Park, where estate-level properties routinely price into the tens of millions, Super-Jumbo underwriting has to account for entertainment-industry and asset-based income structures.
Beverly Hills’s Golden Triangle is home to a concentrated corridor of concierge and specialist medical practices along Bedford and Camden Drive. Physician loan programs support both physicians establishing new private practices here and those affiliated with nearby hospital systems.
Beverly Hills is largely built out, and new construction here means navigating city-specific rules like the Trousdale Ordinance’s height limits. One-Time Close financing combines construction and permanent financing into a single closing.
The Flats, Trousdale Estates, and Beverly Park each behave as distinct markets with different buyer profiles, price bands, and comparable-sales logic. A lender who prices a Trousdale estate against a Flats comp — or vice versa — will misread the value in both directions.
Because Beverly Hills is separately incorporated from Los Angeles, its tax and zoning environment diverges in ways that directly affect real estate transactions — most notably, its exemption from the City of Los Angeles’s Measure ULA transfer tax, unlike the neighboring Beverly Hills Post Office area under LA jurisdiction.
Between WME’s headquarters and the broader concentration of talent agencies, entertainment attorneys, and concierge medical practices, a significant share of Beverly Hills buyers are paid through deal-based, loan-out, or private practice income rather than a standard salary — and roughly 41 percent of Beverly Hills single-family closings in early 2026 were all-cash, reflecting how much of this market’s buying power sits in liquid assets rather than financed income.
Yes, in almost every case. Los Angeles County's 2026 conforming loan limit is $1,249,125, while Beverly Hills's citywide median sale price sits near $5.62 million, and even the more accessible Flats sub-market clusters between $3.8 million and $4.6 million.
No. Properties within Beverly Hills city limits — the Flats, Trousdale Estates, and Gateway — are exempt from the City of Los Angeles's Measure ULA transfer tax. The nearby Beverly Hills Post Office area, despite sharing the 90210 zip code, falls under LA City jurisdiction and is fully subject to it.
Lenders typically want two years of tax returns showing loan-out corporation or deal-based income, along with evidence of continued work. I structure this regularly for Beverly Hills borrowers connected to the entertainment industry.
The Flats offers higher transaction volume and more classic estate architecture at a median of roughly $3.8 to $4.6 million, while Trousdale Estates commands a 25 to 30 percent premium for its mid-century architecture, hillside privacy, and view corridors. Financing and appraisal considerations differ between the two.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
