Ogden is one of Utah’s most compelling real estate markets — a genuine city with a historic downtown anchored by 25th Street, direct access to Snowbasin and Nordic Valley ski resorts, a Weber State University campus, and a rapidly evolving identity as one of the Wasatch Front’s most affordable and livable communities. Situated at the base of the Wasatch Range in Weber County, Ogden offers mountain proximity, a walkable historic core, and easy access to the I-15 and I-84 corridors that connect it to the broader Salt Lake metro. The Ben Lomond area, the Liberty Bell neighborhood, and the east bench communities above the valley floor represent Ogden’s established upper-tier residential market, and new development throughout the city is expanding the inventory of quality housing at every price point.
For buyers moving into Ogden’s upper price tier, Jumbo financing becomes relevant as canyon-adjacent east bench properties and premium new construction push past Weber County’s $806,500 conforming limit. For physicians and healthcare professionals at Ogden Regional Medical Center, McKay-Dee Hospital, or Intermountain Health facilities in the region, Physician Mortgage programs offer a direct path to homeownership. And for buyers commissioning new homes on Ogden’s east bench or in outlying communities, One-Time Close Construction loans provide single-closing simplicity in an active new construction environment.
20+ years of experience serving Utah borrowers across Weber County and the Northern Wasatch Front
Knowledge of Ogden's distinct neighborhoods — Historic 25th Street corridor, east bench communities, the Ben Lomond area, and new construction corridors
Specialization in Jumbo, Super-Jumbo, Physician, and One-Time Close Construction loans
Personalized guidance for physicians at McKay-Dee Hospital, Ogden Regional Medical Center, and Intermountain Health facilities in the region
Access to portfolio and non-QM programs for complex income profiles — including Hill Air Force Base personnel, Weber State University professionals, and self-employed borrowers
Fast, transparent approvals with direct lender relationships
NMLS #235295
Financing above Weber County’s conforming loan limit of $806,500 for Ogden’s upper-tier properties — east bench canyon-adjacent homes, premium Ben Lomond area listings, and new construction builds that exceed the conforming ceiling.
Multi-million-dollar financing for the most exceptional custom homes and properties in and around Ogden. Asset-based programs and portfolio loans for buyers at the top of the market, including canyon-view estates and significant properties near Snowbasin.
Designed for physicians at McKay-Dee Hospital, Ogden Regional Medical Center, and Weber County medical practices. Zero-to-low down payment, no PMI, and flexible underwriting that accounts for student loan debt and new employment contracts.
Building a new home in Ogden? Combine land, construction financing, and permanent mortgage into a single loan — ideal for buyers commissioning custom homes on Ogden’s east bench, in outlying canyon communities, or in active new construction corridors throughout Weber County.
Ogden’s east bench — the residential neighborhoods climbing toward the Wasatch Range above the city grid — represents the top tier of the local market. Properties here command premiums for mountain views, lot size, and proximity to the Ogden Canyon corridor that leads to Pineview Reservoir and Nordic Valley ski resort. The Ben Lomond area and hillside streets above Harrison Boulevard are established, sought-after addresses with a character that distinguishes them from Ogden’s valley-floor neighborhoods.
Snowbasin Resort, consistently ranked among Utah’s top ski
destinations, is approximately 17 miles from downtown Ogden. Its uncrowded terrain, high-speed lifts, and the amenity of having hosted 2002 Winter Olympic downhill events make it a genuine world-class destination. For buyers who ski, Ogden’s position as the closest city on the Wasatch Front to Snowbasin is a meaningful lifestyle differentiator.
Hill Air Force Base, one of the largest Air Force bases in the country and a major Weber County employer, generates a consistent demand for residential mortgage lending in Ogden and the surrounding communities. VA loan eligibility is common among Hill AFB buyers, and the broader defense contractor and aerospace sector employment base creates a pool of qualified buyers at various income levels.
Ogden’s historic 25th Street district has undergone sustained revitalization over the past two decades, with restaurants, breweries, music venues, and boutique retail establishing the corridor as a legitimate urban amenity. The Union Station arts and culture district and the adjacent Junction entertainment complex extend the downtown footprint. For buyers who value an authentic, walkable urban core within commuting distance of Salt Lake City, Ogden’s downtown is a genuine asset.
infrastructure and a growing upper-tier housing market, West Jordan delivers.
In Weber County, loans exceeding $806,500 are considered Jumbo. Ogden's east bench properties, canyon-adjacent homes, and premium new construction builds near the city's hillside neighborhoods regularly produce Jumbo-range transactions.
Yes. Physician Mortgage programs allow 0-5% down, often waive PMI, and account for student loan debt. Ogden's position as home to McKay-Dee Hospital and Ogden Regional Medical Center makes it a natural focus for physician homebuyers in the region.
A One-Time Close Construction Loan combines land acquisition, construction, and permanent mortgage into a single loan with one set of closing costs. It converts automatically at completion — no second closing required. Works with all licensed builders active in Ogden and Weber County.
Yes. I serve buyers throughout Ogden and the broader Weber County area — including the east bench, Historic 25th Street corridor, Ben Lomond, and surrounding communities including Harrisville, Plain City, and Huntsville.
I’m here to support you every step of the way. If you’re ready to turn your home financing goals into your new reality, let’s work together.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
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