Sandy’s most premium properties — canyon estates in Alta Canyon, expansive hillside homes above Dimple Dell, and executive residences in the city’s established upper-tier neighborhoods — represent some of Salt Lake County’s most coveted real estate. And Sandy’s buyers at this level include some of the valley’s most financially sophisticated individuals: eBay and CHG Healthcare executives, private equity and financial services professionals, technology founders who have built significant wealth, and physicians who have spent careers building net worth at leading Salt Lake Valley health systems. When buyers at this level need financing, they need a lender who understands their profile — not just their W-2.
I offer Super-Jumbo mortgage financing — loans of $1.5 million and above — for clients based in Sandy who are purchasing at the top of the Utah luxury market, whether in Sandy itself, in adjacent canyon communities, or elsewhere across the Wasatch Front.
A Super-Jumbo mortgage typically refers to loans of $1.5 million and above. In Utah, this tier covers properties at the very top of Sandy’s own market, on Salt Lake City’s East Bench, in the Cottonwood Heights and Holladay luxury corridors, and in Park City’s resort communities — where Summit County’s elevated conforming limit of $1,149,825 is still regularly exceeded by the most premium properties.
Key Features:
Loan amounts from $1.5M to $10M and above
Asset-based and portfolio loan programs
Alternative documentation for complex income structures
Discreet, high-touch service for UHNW clients
Primary residences, second homes, and investment properties throughout Utah
Flexible terms tailored to your individual profile
Loans from $1.5M to $5M and beyond
Held in lender portfolio — more flexible underwriting
Ideal for buyers with complex, variable, or equity-based income
Primary and secondary residences throughout Utah
Qualify using investment portfolios, retirement accounts, or liquid assets
No traditional income documentation required
Ideal for executives, business owners, and high-net-worth individuals
Super-Jumbo financing for Utah resort and luxury properties used as secondary or investment homes
Alta ski resort village, Snowbird, Park City, Deer Valley corridor all accessible
Flexible reserve and documentation requirements
Canyon Estate Purchases in Alta Canyon — The most premium properties in Alta Canyon — those with direct canyon views, larger lots, and premium construction or renovations — can reach $1.5M-$2M+ for the finest listings. Super-Jumbo financing handles these transactions cleanly, with underwriting designed for the high-net-worth buyers who seek these properties.
Alta and Snowbird Ski Village Properties — Sandy residents who ski Alta or Snowbird regularly often consider purchasing a ski village property as a lifestyle asset and secondary home. Alta's ski village and Snowbird's on-mountain properties are among the most prestigious in the Western United States — and their price points routinely require Super-Jumbo financing.
Moving Up to Cottonwood Heights or East Bench — A Sandy-based executive or physician ready to purchase at the $2M-$5M tier in Cottonwood Heights, Holladay, or Salt Lake City's East Bench needs Super-Jumbo financing for the target property regardless of their Sandy residence.
Park City Second Homes — Salt Lake County professionals increasingly invest in Park City second homes. Summit County's $1,149,825 conforming limit is generous but regularly exceeded in Deer Valley, Old Town, and Empire Pass. Super-Jumbo financing covers the gap.
Access to portfolio and asset-based programs not available through traditional banks
Experienced in Super-Jumbo transactions across Sandy's upper-tier market and throughout Utah luxury real estate
Discreet, confidential service throughout every transaction
20+ years of experience — NMLS #235295
Substantial Net Worth or Assets — Asset-based programs treat investment portfolios, retirement accounts, and business equity as qualification assets.
Strong or Complex Income — W-2, business ownership, equity compensation, passive income — all accommodated.
Primary Residences, Second Homes, and Investment Properties — Available across property types and locations throughout Utah.
Yes. Your residence in Sandy has no bearing on where the financed property is located. I serve buyers purchasing throughout Utah — including Salt Lake City, Cottonwood Heights, Park City, Alta, and beyond.
Yes. Asset-based qualification programs allow you to leverage investment portfolios, retirement accounts, or other liquid assets without traditional pay stubs or tax returns.
Discretion is a standard expectation at this level. I limit third-party involvement, communicate through secure channels, and treat all aspects of your financial profile with the confidentiality you'd expect from any senior financial advisor.
Ultra-luxury financing deserves an ultra-personalized approach. Let’s discuss what’s possible.
Originally from Harrisburg, Pennsylvania, I moved to Phoenix to attend Arizona State University and have proudly called Phoenix home ever since.
My journey into the mortgage industry began with a friend’s encouragement, who saw how my energy and people-first mindset could make a difference. He was right — I found my calling.
I’ve always embraced what makes me different. With ADHD as my secret weapon, I thrive in fast-paced, detail-heavy environments. I’ve built my career on clear communication, creative problem-solving, and putting clients first, always.
Outside of work, my greatest motivation is my wife and three amazing kids. I’d be honored to help guide you through your lending journey with care, clarity, and commitment.
Who we are
Our website address is: https://loansbylehrman.com/
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